Privacy Policy

Thank you for your interest in TopQuoteGuide and our website. We are pleased to provide this privacy policy to inform you of our practices with respect to how we collect and use Personal Information (defined below) about visitors to the Site. By using this Site, you consent to the following terms.

What We Collect

The data that TopQuoteGuide regularly collects about visitors to our Site (e.g., IP address, browser type, pages accessed, duration of visit, etc.) does not necessarily enable us to personally identify you, and that is not our intention. We do collect personally identifiable information about you ("Personal Information"), including without limitation, your name, billing address, mailing address, email address, gender, how you like to receive email messages, age, interests, and credit card number, under the following circumstances:

When you submit Personal Information in order to purchase products or services, or when you participate in chats, blogs, message boards, request for information, and when you submit information in the process of ordering products or services through the Site.

Cookies

To facilitate your use of the Site, we (TopQuoteGuide) may use "cookies." A cookie is a small amount of data that our servers transfer to your browser and that only our servers can read. When you log onto the Site, the cookie file captures your username, unique session identifier number and other session data to enable you to traverse through this website's various screens without having to authenticate yourself at each new screen. We may use information collected from its cookies to facilitate your use of the Site.

Use of Information

General Uses

We use your Personal Information primarily to provide products and services that you have requested, to send promotional information, and to enhance the operation of our site and administer our systems. Personal Information is also used to verify your authority to access the Site. We may also use any information you have entered into the Site as reasonably necessary to administer or provide customer support for the Site.

Promotional Uses

We may also store and use your Personal Information for our own mailing and database purposes, and to send you information related to your interest areas and from other pre-screened companies that have products that we believe may be of interest to you.

Disclosure of Information

We use certain third party vendors (e.g., data storage and processing facilities) to assist us in providing our products and services. We may transfer your Personal Information to such vendors for their use as necessary to fulfill their contracts with us. We may also disclose your Personal Information as we believe is reasonably necessary to comply with law, regulation or other governmental authority or to prevent harm to yourself or others.

Notice to California Residents. Under California Civil Code sections 1798.83-1798.84, California residents who have an established business relationship with us are entitled to ask us for a notice describing what categories of personal customer information we share with third parties for their direct marketing purposes.

How to Opt-Out

If you do not wish your information shared with third parties by us for marketing purposes, you may opt-out of such disclosure by notifying TopQuoteGuide. Upon opting-out, we will not make further disclosures of your Personal Information to third parties for marketing purposes. Please allow up to seven (7) business days to be completely opted-out from such use.

Security

No data transmissions over the Internet can be guaranteed to be 100% secure. Consequently, we cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk.

No Collection of Information From Children

You must be 18 years of age or older to access the Site. We have no interest in collecting information from people under 18 years of age.

Policy Changes

We reserve the right to change this privacy policy, and will post any revisions on the Site. We encourage you to review this privacy policy regularly for any changes. Your continued use of the Site will be subject to the then-current privacy policy.